(262) 747-7447
We provide working capital for small businesses with as little as $5,000 and all the way up to $2,000,000.
Of course! At Sapphire Advance, we know your business’s credit score doesn’t always tell the whole story. That’s why we don't make any score effecting credit inquiries and our approvals are based on more than just your credit worthiness. We look at the overall health and potential of your business, including:
Business revenue
Cash flow
Vendor payment history
Years in business
Public records
We fund businesses in the United States, including all 50 U.S. States. We currently do not offer our services to any businesses operating outside of the U.S.
Our application process is built around an in-house communication center that gives our Funding Advisors and underwriters instant access to the information they need to approve your business. Your funding can be approved in as little as 2-5 business hours, with working capital available in as little as one business day.
We fund businesses in most industries, including high risk industries. This includes attorneys, dental practices, medical practices, automotive dealers, construction companies, restaurants, retailers, manufacturers, gas stations, dry cleaners, pharmacies, business services, and more.
The information we need typically depends on the funding amount you are applying for. We may need:
Business bank statements for the last 3 months
A completed Sapphire Advance application
Emailed or faxed photocopy of your driver’s license
Yes. Once you have repaid at least 50% of your original cash advance, you are eligible to apply for another cash advance called a renewal. In most cases, Sapphire Advance will also look to increase the amount of the advance you are eligible to receive.
Unfortunately, we do not fund startups. To qualify for funding with Sapphire Advance, your business must be in operation for at least 3 months.
No. We trust that small business owners know best how to use their funding, so we don’t restrict how you use your funds.